What are the First Steps if I am in a Car Accident While on Vacation?
The main goal of a vacation is to step away from everyday life and enjoy some time free of stress. A car accident can quickly derail your plans to relax, and add new stress you will have to deal with when you return home.
If you are traveling out of state and are involved in a collision, determining what to do next can feel especially overwhelming. Every state has its own laws regarding negligence and how benefits are allotted after a car accident. Drivers in some states can rely on their own insurance company to pay their injury claim, while others must file a claim with the other driver’s provider to recover compensation. If you travel to a state that has laws that differ from that of your home state, how is fault identified in a car accident case?
Generally, the laws of the state where the accident occurred will apply. This can change depending on the circumstances of a collision, such as the damage and each driver’s insurance coverage.
Rental Car Accidents
Choosing to rent a car is a popular option for many vacationers. However, questions that arise in the aftermath of a crash in a rental car may seem daunting: Will my insurance company pay for this? What additional damages will I be responsible for? How is the rental car company involved?
You may be relieved to know that the procedures following a rental car accident mirror typical post-collision procedures. But there are additional measures involving the rental company that must be dealt with.
Rental insurance is an optional add-on for some policies and is a good choice for anyone who frequently rents vehicles. Without rental insurance, you may be responsible for additional costs, which will depend on the rental policy and what your existing insurance covers. You may have to pay the rental company in advance and have your insurance provider deal with the other driver’s provider after, or continue paying rental expenses until the car is fixed. Whenever you plan on renting a car, you should review your insurance policy and take a look at the rental company’s accident policy to prepare if you are involved in a collision.
Car accidents that happen on vacation can be confusing — the proper procedures can vary greatly depending on the details of a specific case. At Karns & Kerrison, our attorneys offer free consultations to discuss your legal concerns.
To speak with our attorneys, call (888) 281-3100 or use our contact form to get in touch.