If you are among the many Rhode Island residents who cannot earn an adequate income because of a mental or physical limitation or incapacity, you may be able to qualify for what is known as Social Security Disability Income. The process of obtaining SSDI can prove highly convoluted, and in many cases, first-time applicants are denied this type of income. At Karns & Kerrison, we recognize that many SSDI claims are denied for similar reasons, and understanding why many claims are denied may help you improve your chances when creating your own application.
According to Findlaw, many SSDI applicants are denied benefits simply because they make too much money. The amount you would ultimately receive, if approved for SSDI benefits, would depend on how much you paid into Social Security through payroll taxes. If this amount is found to be above a certain threshold, the Social Security Administration will typically deny you on the grounds that your income is not low enough for you to truly need SSDI assistance.
Another reason you may receive a denial for your SSDI claim is if your disability or limitation has worsened because you failed to heed your doctor's orders. For example, perhaps you were prescribed medication for a disorder, but you failed to take it regularly, or perhaps your physician recommended a particular treatment method you decided you did not want to pursue. Frequently, failing to adhere closely to your doctor's instructions will result in a SSDI claim denial.
You may also receive word that your SSDI claim is denied if your limitation or condition is the result of alcohol or substance abuse. For example, if the SSA thinks your condition would improve if you stopped drinking or using drugs, you can expect that your claim will likely be denied. SSDI claim denials are common, but receiving one does not necessarily mean you are out of luck. More about SSDI claims is available on our website.