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Awards & Affiliations

  • American Association for Justice
    As members of the AAJ, we are committed to promoting a fair, effective justice system that allows for victims of misconduct or negligence to obtain the justice they deserve.
  • Rhode Island Association for Justice
    Members of the Rhode Island Association for Justice follow the organization’s mission: Working together to ensure equality.
  • Rhode Island Bar Association
    The Rhode Island Bar Association has been working to uphold and protect federal and state laws since 1898, with an emphasis on maintaining a democratic government and honoring the justice system.
  • DC Bar
    Membership with the DC Bar provides us with access to legal research materials, professional service providers, and more that can be used for the benefit of our clients.
  • Super Lawyers
    Only 2.5% of attorneys in a given state are selected for inclusion on the Rising Stars® list. Members must be aged 40 or younger, or be in practice for 10 years or less.
  • Distinguished Martindale Hubbell
    Distinguished® attorneys are peer-review rated and selected based on their honorable professional achievements.
  • Brain Injury Association
    Our work with the Brain Injury Association of Rhode Island is designed to provide information and services to survivors.
  • Brain Association of America
    As members of the Brain Injury Association of America, we are the voice of awareness, and we are here to help survivors.
  • Southern New England Brain Injury Law Center
    Southern New England Brain Injury Law Center
  • NABIS
    This is a society of multidisciplinary brain injury professionals who come together to discuss issues concerning brain injury and bring the science behind brain injuries into practice.
  • Melvin M Belli
    Lawyers are initiated into the Melvin M. Belli society by invitation-only and are considered to be distinguished trial lawyers.

The Insurance Claims Process in Rhode Island

Personal Injury Attorneys in Providence & Middletown

If you have been injured in an accident, you have likely been approached by an insurance company with a settlement offer. While it can be tempting to take an offer and put your accident behind you, you should understand that insurance companies exist to turn a profit and rarely have your best interests in mind. The fact is, any initial settlement offer is unlikely to take into account the full scope of the damages you have suffered. That is why it is important to seek advice from an experienced Rhode Island personal injury lawyer as soon as possible following an accident.

At Karns & Kerrison, our attorneys have more than 85 years of collective experience helping accident victims. We understand the Massachusetts and Rhode Island insurance claims processes, and we can help guide you through this often complex web to help ensure that you receive the full compensation you are entitled to.

Contact us online to schedule a free initial consultation to discuss your case.

Immediately Following an Accident

The insurance claims process is largely set in motion as soon as an accident or injury occurs. For example, if you suffer an injury in an accident, it is important to take notes and to get contact information from any witnesses, if you are able to do so. It is also helpful to take photos of the accident scene if you can. If you were involved in a car accident or another accident where property damage occurs, it is also helpful to take photos of the damage prior to any repairs being made.

If you are contacted by an insurance company in the days or weeks following your accident, it is important to not sign any documents they provide you with until you speak with an attorney. These documents are typically designed to release negligent parties from liability, which can seriously impair your ability to recover the compensation you deserve.

The Legal Process

When you meet with our Rhode Island personal injury attorneys, we will collect any evidence you may have gathered, and we will get to work on our own investigation. This may involve surveying the accident scene and collecting expert opinions from medical professionals, economic specialists, and others. This information will help us get a picture of the type of treatment you will need in order to make as full a recovery as possible, as well as help us determine the extent of lost wages and other damages you have suffered.

At this point, we will request a settlement from the responsible parties and their insurance providers. If our settlement request is turned down, you have the option of pursuing legal action. This will involve filing all of the necessary paperwork and pleadings with the court. Bear in mind that this does not mean your case will go to trial. It is possible for a case to settle at any time during the pretrial process. In fact, our willingness to go to trial often results in the other party offering to settle, although each set of circumstances is different. In any case, you can rely on us to fight for your interests every step of the way.

Contact Our Rhode Island Personal Injury Attorneys

The insurance claims process can be lengthy and complicated. However, you should ensure that you position yourself to help recover the full and fair compensation to which you are entitled. We can help.

Contact us online or call (888) 281-3100 to schedule a free consultation with one of our attorneys.

  • Car Accident Traumatic Brain Injury
    I would definitely recommend Karns & Kerrison to anyone who asked - they come through for you.

    - Patricia Feeley

  • Slipped on Greasy Floor
    I have no reservations whatsoever in recommending Karns & Kerrison.

    - Mike Carey

  • Rear End Collision
    Nothing but positive results from consultation, to filing the legal suit, handling of a major operation, to recovery and finalizing a generous settlement.

    - Larry Goldfarb

  • Horrible Car Accident
    They not only got me a fair settlement, they helped to get me well.

    - Nancy

  • Motor Vehicle Accident - Braga Bridge
    It was comforting to know I had someone watching out for me.

    - Jeanie Small

  • Pedestrian hit by Car
    I did not know where to turn when I realized I needed legal help but I am very happy that I found Karns & Kerrison.

    - Martin

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Schedule A Free Consultation

If you or your loved one suffered severe, life-altering injuries due to someone else’s negligence, we are here to help you fight for justice. For answers to your questions or to schedule a free consultation, contact our personal injury team at (888) 281-3100. We offer our legal services on a contingency fee basis, meaning you only pay attorneys’ fees after we have recovered compensation on your behalf.

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