The introduction of Lyft and Uber has presented a new way to commute but has also presented a new type of collision claim: Rideshare accidents.
The term rideshare accidents can refer to crashes where an Uber/Lyft driver is negligent and collides with another vehicle, or where the Uber/Lyft driver or passenger is struck by another vehicle. Whatever your situation is, our Middletown rideshare accident lawyers can help.
As the victim of an Uber or Lyft accident, you want everyone who is responsible for your injuries to be held accountable, including the rideshare companies. In cases of accidents with commercial vehicles, such as truck accidents, the business that owns the vehicle is heavily involved in any collision claims.
Unfortunately, Uber and Lyft generally do not share any kind of legal liability in accidents involving their drivers. Rideshare drivers are classified as “independent contractors,” rather than employees of Uber and Lyft. This means they are ultimately responsible for their own hours, work costs, and yes, liability in case of an accident.
If you choose to pursue a rideshare accident claim, your case will be against the driver, rather than the company they work for.
Uber and Lyft both have insurance policies in place which are meant to cover their drivers, and if applicable, provide benefits to people who are injured in accidents caused by their drivers. Both policies include coverage for bodily injury and property damage, as well as uninsured and underinsured motorist coverage.
If you are injured in an accident with an Uber or Lyft driver, your collision case will be similar to a typical car accident case. Although the presence of the rideshare company seems to distinguish these types of cases, the driver’s position as an independent contractor means they will primarily handle the case alone.
Rhode Island is an at-fault state that follows the principle of comparative negligence. People who are injured in car accidents must file a claim with the other driver’s insurance company and could have their compensation reduced according to their own degree of fault. Rhode Island does not bar compensation for people who share fault in a collision case.
Although the rideshare company does not share liability in accident cases, its insurance policies may come into play. It is possible that you will need to file a claim with the business’s insurance company, the driver’s insurance company, or both. As is the case in any car accident claim, the insurance provider will work to deny the fault of their policyholder and dismiss your claim. Our rideshare accident lawyers in Middletown can protect your rights during insurance negotiations.
Questions of liability and coverage can be confusing when you are a passenger during an accident and can be especially confusing when you are a passenger in an Uber or Lyft.
If your driver was at fault for the accident, you will need to file a claim with the rideshare company’s insurance provider. If another driver collided with your Lyft or Uber and is at fault for your injuries, you may be able to file a claim with their insurance provider. It’s possible that your own car insurance company can provide coverage too, depending on the terms of your policy.
Lyft and Uber accident claims can be confusing. If you were injured in a collision involving a rideshare driver, contact Karns & Kerrison to discuss your case.
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