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Dog Bite and Motor Vehicle Insurance

Karns & Kerrison

If you or someone you know has been injured in an automobile accident, you need personal injury attorneys who know the law. Karns & Kerrison personal injury lawyers offer free consultations and no fee unless successful. Their experience in handling cases involving negligent drivers is extensive, and they are familiar with reviewing the kinds of data that can help prove negligence in an injury situation. Contact them now at either of their easy to reach Rhode Island locations at (888) 281-3100 for an appointment.

This case occurred in California and was not handled by Karns & Kerrison

A dog bite that occurred when the dog escaped from a parked vehicle isn't covered by the motor vehicle insurance, the California Court of Appeals has ruled in affirming a lower court.

The insured's two dogs were riding in the bed of his pick-up truck with a camper shell covering it. He parked the truck and got out briefly. A man walking to his car saw both dogs jump from the window of the camper shell and run toward him. One of the dogs bit him on the leg.

The insured's auto insurance policy covered bodily injury "caused by [an] accident resulting from the ownership, maintenance or use" of his truck.

The victim argued the incident arose from the "use" of the truck. The court said no as the "use" must contribute to the incident more than just being the location of it.

The result in Rhode Island regarding the motor vehicle insurance could argumentatively be different and be covered. However, in Rhode Island if the dog owner had homeowner's insurance the incident would be covered.


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If you or your loved one suffered severe, life-altering injuries due to someone else’s negligence, we are here to help you fight for justice. For answers to your questions or to schedule a free consultation, contact our personal injury team at (888) 281-3100. We offer our legal services on a contingency fee basis, meaning you only pay attorneys’ fees after we have recovered compensation on your behalf.

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